I & M Holdings Limited

Company Overview;

I&M Holdings Limited, through its subsidiaries, provides personal and business banking products and services in Kenya, Tanzania, Rwanda, and Mauritius. It offers personal and business transaction accounts, recurring deposits, and term and fixed deposits, as well as savings accounts for children; home and car loans; overdraft and term loans; e-commerce payment and salary processing services; trade finance services, including letters of credit, guarantees, and bill discounting services; and insurance premium financing services. The company also provides foreign exchange and fund transfer services, tax payment services, bancassurance, and agency banking services; and investment management services, including securities accounts and fiduciary services, as well as facilitates purchase and sale of securities from the stock market, and invests in government securities. In addition, it offers asset finance for individuals or companies for purchasing vehicles or machinery for personal or commercial use; cash management services; credit, debit, and pre-paid cards; and mobile and Internet banking services. Further, the company provides remittance and insurance services; and invests in properties. It operates a network of 33 branches and 49 ATMs. I&M Holdings Limited was founded in 1974 and is based in Nairobi, Kenya.

Shares Issued:                        392.36M

Trading Year End:                December 31

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I & M Holdings Ltd. Financials

  FY2016 (M Kshs)FY 2015 (M Kshs)FY 2014 (M Kshs)FY 2013 (M Kshs)FY 2012 (M Kshs)
1.Gross Income:17,54116,37515,708
Net Interest Income:19,66315,74914,48012,719
Other Operating Income:1,5251,2041,5421,477
Other Comprehensive Income:1,9241,7931,8961,512
2.Gross Profit:12,94110,88810,7808,984
3.Expenses:5,0244,7485,1363,572
4.Profit Before Taxes:8,7487,4807,2635,702
5.Taxes:2,7152,2462,2811,583
6.Profit After Tax:6,0335,2354,9814,120
7.NPL Provision987505355266
8.P/E:0.690.7512.20
9.EPS (Kshs)204.85178.35160.329.84
10.DPS (Kshs)3.502.902.501.90